Michael built this 3-minute assessment for the ranchers, entrepreneurs, and working families who built something real — and want to know exactly where they stand and what to do next. Wherever you're watching from, this one's for you.
No spreadsheets. No jargon. Just honest answers about where you are — and what to do next.
Income, savings, debt, retirement, and goals. Takes about three minutes — no math required.
You'll be placed into one of four tiers — Trail Starter, Settler, Ranch Builder, or Legacy Rancher — with a clear breakdown of your strengths and gaps.
Michael personally reviews your result and sends you three concrete next steps tailored to your tier and goals — no automated nonsense.
Enter your details below to unlock your full Wealth Score, your tier, and a personal note from Michael.
A weekly platform built for entrepreneurs, ranchers, and working families — bridging the gap between hard work and smart financial planning. Wealth Building Wednesday breaks down market trends, investing strategies, retirement, and money habits in a way that's simple, relatable, and actionable.
Michael founded Cedar Gap to serve the kind of people most financial firms overlook — ranchers, entrepreneurs, and working families who've built something real and want to protect it. Whether you're in West Texas or the Pacific Northwest, the approach is the same: plain English, no jargon, and a real plan built around your life. Cedar Gap is an SEC-registered investment advisor.